Business Loan
Business Loans up to ₹5 Crore to grow your business
Unsecured working capital and term loans for MSMEs, traders and professionals — quick approval, minimal documentation, competitive rates.
Why Choose Us
Everything You Need for a Business Loan
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Fast Processing
Approval in 3–5 working days with minimal documentation.
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Unsecured Options
No collateral required for loans up to ₹75 Lakh.
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High Loan Amount
Term loans and working capital up to ₹5 Crore.
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50+ Lenders
Banks & NBFCs specialising in MSME and business financing.
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Flexible Use
Working capital, equipment purchase, expansion or inventory.
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Custom Repayment
Tenures from 12 to 84 months matched to your cash flow.
Requirements
Eligibility & Documents
✅ Eligibility Criteria
- Business vintage of at least 2 years
- Minimum annual turnover of ₹10 Lakh (varies by lender)
- CIBIL score of 700 or above preferred
- Age 24–65 years for proprietors/partners/directors
- Profitable in at least 1 of the last 2 financial years
📄 Documents Required
- PAN Card (business & individual) & Aadhaar Card
- Last 2 years' ITR with computation and financials
- Bank statements for the last 12 months
- Business proof (GST registration, shop license, incorporation certificate)
- KYC of all partners/directors
Our Partners
50+ Banks & NBFCs
FAQs
Frequently Asked Questions
Do I need collateral for a business loan? ▾
Many lenders offer unsecured business loans up to ₹75 Lakh based on turnover and credit profile. Higher amounts may require collateral depending on the lender.
What is the minimum turnover required? ▾
Most lenders look for a minimum annual turnover of around ₹10 Lakh, though this varies by lender and loan amount.
Can new businesses apply? ▾
Most lenders require at least 2 years of business vintage, though a few NBFCs offer startup-friendly options with stricter eligibility.
How is the interest rate decided? ▾
Rates depend on turnover, profitability, credit score and banking relationship, and typically start from around 11.5% p.a.