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Business Loan
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Business Loans up to ₹5 Crore to grow your business

Unsecured working capital and term loans for MSMEs, traders and professionals — quick approval, minimal documentation, competitive rates.

4,000+
Businesses Funded
11.5%
Interest Rate p.a. onwards
₹5 Cr
Maximum Loan Amount
3–5 Days
Avg. Disbursal Time
Why Choose Us

Everything You Need for a Business Loan

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Fast Processing

Approval in 3–5 working days with minimal documentation.

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Unsecured Options

No collateral required for loans up to ₹75 Lakh.

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High Loan Amount

Term loans and working capital up to ₹5 Crore.

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50+ Lenders

Banks & NBFCs specialising in MSME and business financing.

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Flexible Use

Working capital, equipment purchase, expansion or inventory.

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Custom Repayment

Tenures from 12 to 84 months matched to your cash flow.

Requirements

Eligibility & Documents

✅ Eligibility Criteria

  • Business vintage of at least 2 years
  • Minimum annual turnover of ₹10 Lakh (varies by lender)
  • CIBIL score of 700 or above preferred
  • Age 24–65 years for proprietors/partners/directors
  • Profitable in at least 1 of the last 2 financial years

📄 Documents Required

  • PAN Card (business & individual) & Aadhaar Card
  • Last 2 years' ITR with computation and financials
  • Bank statements for the last 12 months
  • Business proof (GST registration, shop license, incorporation certificate)
  • KYC of all partners/directors
Our Partners

50+ Banks & NBFCs

Aditya Birla Capital
Axis Bank
Axis Finance
Bajaj Finserv
Bandhan Bank
Cholamandalam Finance
Fibe
Finnable
Fullerton India
HDFC Bank
HSBC Bank
ICICI Bank
IDFC First Bank
InCred Finance
IndusInd Bank
Kotak Mahindra Bank
L&T Finance
Muthoot Finance
Piramal Finance
Poonawalla Fincorp
Shriram Finance
Standard Chartered Bank
Tata Capital
Yes Bank
FAQs

Frequently Asked Questions

Do I need collateral for a business loan?
Many lenders offer unsecured business loans up to ₹75 Lakh based on turnover and credit profile. Higher amounts may require collateral depending on the lender.
What is the minimum turnover required?
Most lenders look for a minimum annual turnover of around ₹10 Lakh, though this varies by lender and loan amount.
Can new businesses apply?
Most lenders require at least 2 years of business vintage, though a few NBFCs offer startup-friendly options with stricter eligibility.
How is the interest rate decided?
Rates depend on turnover, profitability, credit score and banking relationship, and typically start from around 11.5% p.a.

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