Loan Against Property
Loan Against Property at 9.50% p.a. unlock your property's value
Leverage your residential or commercial property to raise funds for business expansion, education, medical needs or debt consolidation — at rates lower than a personal loan.
Why Choose Us
Everything You Need for a Loan Against Property
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Lower Interest Rates
Rates typically lower than unsecured personal or business loans.
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High Loan Value
Borrow up to 60–70% of the property's market value, up to ₹10 Crore.
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Long Tenure
Repay over up to 20 years for a smaller, manageable EMI.
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Residential or Commercial
Both property types accepted as collateral.
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50+ Lenders
We compare offers to get you the best possible rate.
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Multi-Purpose Use
Business expansion, education, medical, wedding or debt consolidation.
Requirements
Eligibility & Documents
✅ Eligibility Criteria
- Age 25–65 years (at loan maturity)
- Minimum monthly income of ₹30,000 (salaried) or ITR ≥ ₹3 Lakh p.a. (self-employed)
- CIBIL score of 700 or above preferred
- Clear property title, free of legal disputes
- Minimum 2–3 years of work/business experience
📄 Documents Required
- PAN Card & Aadhaar Card
- Latest 3 months' salary slips / last 2 years ITR (self-employed)
- Bank statements for the last 6 months
- Property documents (title deed, tax receipts, approved plan)
- Passport-size photographs
Our Partners
50+ Banks & NBFCs
FAQs
Frequently Asked Questions
How much can I borrow against my property? ▾
Lenders typically offer 60–70% of the property's current market value, subject to your income and repayment capacity, up to ₹10 Crore.
Is loan against property cheaper than a personal loan? ▾
Yes, because the loan is secured against your property, interest rates are generally lower than unsecured personal loans.
Can I use commercial property as collateral? ▾
Yes, most lenders accept both residential and commercial properties, subject to clear title and valuation.
What can the loan amount be used for? ▾
There is generally no end-use restriction — funds can be used for business, education, medical expenses, wedding or debt consolidation.