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Personal Loan
💳

Personal Loans at 9.99% p.a. with zero processing fees*

Instant, unsecured personal loans up to ₹5 Crore for any need — medical emergencies, weddings, travel or debt consolidation. Money in your account within hours.

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25,000+
Happy Customers
9.99%
Interest Rate p.a. onwards
₹5 Cr
Maximum Loan Amount
12 hrs
Avg. Approval Time
Why Choose Us

Everything You Need for a Personal Loan

⚡
Instant Disbursal

Get funds in your bank account in as little as 12 hours after approval.

📄
Minimal Paperwork

No collateral, no guarantor — just your KYC and income proof.

🎯
Zero Processing Fees

On loans of ₹25 Lakh and above from select partner banks.

🏦
50+ Lenders

We compare 50+ banks & NBFCs to find your lowest possible EMI.

📊
Flexible Tenure

Repay comfortably over 12 to 60 months.

🔒
100% Secure

Bank-grade encryption; your data is never shared without consent.

Requirements

Eligibility & Documents

✅ Eligibility Criteria

  • Age 21–60 years
  • Minimum monthly income of ₹15,000 (salaried) or ₹20,000 (self-employed)
  • CIBIL score of 650 or above preferred
  • Minimum 1 year of work experience
  • Indian resident with a valid bank account

📄 Documents Required

  • PAN Card & Aadhaar Card
  • Latest 3 months' salary slips
  • Bank statements for the last 3–6 months
  • Passport-size photograph
  • Address proof (utility bill / rent agreement)
Our Partners

50+ Banks & NBFCs

Aditya Birla Capital
Axis Bank
Axis Finance
Bajaj Finserv
Bandhan Bank
Cholamandalam Finance
Fibe
Finnable
Fullerton India
HDFC Bank
HSBC Bank
ICICI Bank
IDFC First Bank
InCred Finance
IndusInd Bank
Kotak Mahindra Bank
L&T Finance
Muthoot Finance
Piramal Finance
Poonawalla Fincorp
Shriram Finance
Standard Chartered Bank
Tata Capital
Yes Bank
FAQs

Frequently Asked Questions

How fast can I get a personal loan? ▾
Once your documents are verified and the loan is approved, disbursal typically happens within 12–48 hours, depending on the lender.
Do I need to pledge any collateral? ▾
No. Personal loans are unsecured — no collateral or guarantor is required.
What determines my interest rate? ▾
Your CIBIL score, income, existing obligations and the lender's policy together decide your final rate, which can range roughly from 9.99% to 24% p.a.
Is the zero processing fee offer genuine? ▾
Yes — for eligible loans of ₹25 Lakh and above, we negotiate zero processing fees with select partner banks. T&C apply.

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