Personal Loan
Personal Loans at 9.99% p.a. with zero processing fees*
Instant, unsecured personal loans up to ₹5 Crore for any need — medical emergencies, weddings, travel or debt consolidation. Money in your account within hours.
Why Choose Us
Everything You Need for a Personal Loan
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Instant Disbursal
Get funds in your bank account in as little as 12 hours after approval.
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Minimal Paperwork
No collateral, no guarantor — just your KYC and income proof.
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Zero Processing Fees
On loans of ₹25 Lakh and above from select partner banks.
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50+ Lenders
We compare 50+ banks & NBFCs to find your lowest possible EMI.
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Flexible Tenure
Repay comfortably over 12 to 60 months.
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100% Secure
Bank-grade encryption; your data is never shared without consent.
Requirements
Eligibility & Documents
✅ Eligibility Criteria
- Age 21–60 years
- Minimum monthly income of ₹15,000 (salaried) or ₹20,000 (self-employed)
- CIBIL score of 650 or above preferred
- Minimum 1 year of work experience
- Indian resident with a valid bank account
📄 Documents Required
- PAN Card & Aadhaar Card
- Latest 3 months' salary slips
- Bank statements for the last 3–6 months
- Passport-size photograph
- Address proof (utility bill / rent agreement)
Our Partners
50+ Banks & NBFCs
FAQs
Frequently Asked Questions
How fast can I get a personal loan? ▾
Once your documents are verified and the loan is approved, disbursal typically happens within 12–48 hours, depending on the lender.
Do I need to pledge any collateral? ▾
No. Personal loans are unsecured — no collateral or guarantor is required.
What determines my interest rate? ▾
Your CIBIL score, income, existing obligations and the lender's policy together decide your final rate, which can range roughly from 9.99% to 24% p.a.
Is the zero processing fee offer genuine? ▾
Yes — for eligible loans of ₹25 Lakh and above, we negotiate zero processing fees with select partner banks. T&C apply.