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Home Loan
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Home Loans starting at 8.35% p.a. for your dream home

Compare offers from 50+ banks & NBFCs and get the lowest interest rate, longest tenure and fastest approval — all in one place.

9,500+
Home Loans Facilitated
8.35%
Interest Rate p.a. onwards
₹5 Cr
Maximum Loan Amount
30 Yrs
Maximum Tenure
Why Choose Us

Everything You Need for a Home Loan

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Low Interest Rates

Starting from 8.35% p.a. — we negotiate the best rate for your profile.

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Quick Approval

In-principle approval in as little as 48 hours for eligible applicants.

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High Loan Eligibility

Borrow up to 90% of the property value, up to ₹5 Crore.

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50+ Lenders

We compare offers from leading banks and housing finance companies for you.

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Balance Transfer

Move your existing home loan to us for a lower rate and save on EMIs.

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Zero Hidden Charges

Full transparency on processing fees, prepayment charges and legal costs.

Requirements

Eligibility & Documents

✅ Eligibility Criteria

  • Age 21–65 years (at loan maturity)
  • Minimum monthly income of ₹25,000 (salaried) or ITR ≥ ₹3 Lakh p.a. (self-employed)
  • CIBIL score of 700 or above preferred
  • Minimum 2 years of work experience / 3 years business vintage
  • Property should be approved and free of legal disputes

📄 Documents Required

  • PAN Card & Aadhaar Card
  • Latest 3 months' salary slips / last 2 years ITR (self-employed)
  • Bank statements for the last 6 months
  • Property documents (sale agreement, title deed, approved plan)
  • Passport-size photographs
Our Partners

50+ Banks & NBFCs

Bank and NBFC lending partners of CibilBazaar
FAQs

Frequently Asked Questions

What is the current home loan interest rate?
Rates currently start from 8.35% p.a. and vary by lender, loan amount, tenure and your credit profile. We show you personalised offers after a quick eligibility check.
How much home loan can I get?
Typically banks finance up to 75–90% of the property value, depending on the loan amount. The exact figure depends on your income, existing EMIs and credit score.
Can I transfer my existing home loan to get a lower rate?
Yes, a Home Loan Balance Transfer lets you move your outstanding loan to a lender offering a lower rate, reducing your overall interest outgo.
Is there a processing fee?
Most lenders charge 0.5%–1% of the loan amount as a processing fee. On eligible loans of ₹25 Lakh and above, we negotiate zero processing fee with select partner banks.

Ready to apply for your Home Loan?

Free eligibility check  •  No spam  •  Offers from 50+ lenders

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