Loan Against Fixed Deposit

🏦

Loan Against Fixed Deposit from 8.7% p.a. – Compare 50+ Banks & NBFCs

A loan against FD lets you borrow against your fixed deposit at a rate slightly above the FD rate, without breaking the deposit. Free eligibility check, offers from 50+ lenders.

Check Eligibility & Apply → 💬 WhatsApp Us

8.7%

Interest Rate p.a. onwards

₹10 Cr

Maximum Loan Amount

20 Yrs

Maximum Tenure

1–3 days

Avg. Approval Time

Why Choose Us

Everything You Need for a Loan Against Fixed Deposit

💰

Competitive Interest Rates

Rates from 8.7% p.a. We compare 50+ lenders to find the lowest rate for your profile.

⏱️

Quick Approval

Approval in about 1–3 days for eligible applicants, with digital KYC.

📄

Minimal Paperwork

A short document list and online application, no running around.

🏦

50+ Lenders

Banks and NBFCs compared side by side, so you pick the best offer.

🔍

Transparent Charges

Know the processing fee, prepayment and foreclosure charges before you commit.

🤝

Expert Guidance

A loan expert calls you within 30 minutes and helps you through approval.

Requirements

Eligibility & Documents

✅ Eligibility Criteria

Age 21–65 years at loan maturity
Stable income proof (salary slips / ITR)
CIBIL score of 700+ preferred
Valid KYC and address proof
Security/collateral documents where applicable

📄 Documents Required

PAN Card & Aadhaar Card
Income proof (salary slips / ITR)
Last 6 months' bank statements
Security/collateral or asset documents (if applicable)
Passport-size photographs

About

All About Loan Against Fixed Deposit

A loan against FD lets you borrow against your fixed deposit at a rate slightly above the FD rate, without breaking the deposit. It is low-risk and approved quickly.

Rate is a small spread over your FD rate
No need to break the deposit
Quick approval as the FD is the security

How to get a Loan Against Fixed Deposit

Apply online by sharing a few basic details.
Compare offers from 50+ banks and NBFCs through our expert.
Complete digital KYC and upload documents.
Get approved and receive funds in your bank account.

Our Partners

50+ Banks & NBFCs

FAQs

Frequently Asked Questions

What is a Loan Against Fixed Deposit? ▾

A loan against FD lets you borrow against your fixed deposit at a rate slightly above the FD rate, without breaking the deposit. It is low-risk and approved quickly.

What is the interest rate on a Loan Against Fixed Deposit? ▾

Rates start from 8.7% p.a. and vary by lender, loan amount, tenure, income and CIBIL score. After a quick eligibility check we show you the best offers for your profile from 50+ banks and NBFCs.

What documents are needed for a Loan Against Fixed Deposit? ▾

Typically pan card & aadhaar card, income proof (salary slips / itr), last 6 months' bank statements, security/collateral or asset documents (if applicable). The exact list depends on the lender and your profile.

How do I apply for a Loan Against Fixed Deposit on CibilBazaar? ▾

Fill the short application form, and our loan expert will call you within 30 minutes with the best offers. You compare, choose and complete KYC digitally. The service is free for borrowers.

Explore More

Related Loans