Personal Loan Low CIBIL Score

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Personal Loan Low CIBIL Score from 9.99% p.a. – Compare 50+ Banks & NBFCs

A low CIBIL score does not always mean rejection. Free eligibility check, offers from 50+ lenders.

Check Eligibility & Apply → 💬 WhatsApp Us

9.99%

Interest Rate p.a. onwards

₹5 Cr

Maximum Loan Amount

7 Yrs

Maximum Tenure

12 hrs

Avg. Approval Time

Why Choose Us

Everything You Need for a Personal Loan Low CIBIL Score

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Competitive Interest Rates

Rates from 9.99% p.a. We compare 50+ lenders to find the lowest rate for your profile.

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Quick Approval

Approval in about 12 hrs for eligible applicants, with digital KYC.

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Minimal Paperwork

A short document list and online application, no running around.

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50+ Lenders

Banks and NBFCs compared side by side, so you pick the best offer.

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Transparent Charges

Know the processing fee, prepayment and foreclosure charges before you commit.

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Expert Guidance

A loan expert calls you within 30 minutes and helps you through approval.

Requirements

Eligibility & Documents

✅ Eligibility Criteria

Age 21–60 years (at loan maturity)
Minimum net monthly income of ₹20,000–₹25,000 (varies by city and lender)
CIBIL score of 700+ preferred; select NBFCs consider 600+
At least 6–12 months in current job (salaried) or 2 years of business vintage (self-employed)
Indian resident with valid KYC

📄 Documents Required

PAN Card & Aadhaar Card
Latest 3 months' salary slips / last 2 years ITR (self-employed)
Last 3–6 months' bank statements
Address proof and recent photograph
Company ID card / office address proof (salaried)

About

All About Personal Loan Low CIBIL Score

A low CIBIL score does not always mean rejection. Some NBFCs lend to scores around 600 at higher interest rates, and a smaller amount, co-applicant or salary-account relationship can improve your chances.

NBFC options for scores around 600–700
Smaller amounts and shorter tenures improve approval odds
Fixing errors in your CIBIL report can lift your score quickly

How to get a Personal Loan Low CIBIL Score

Apply online by sharing a few basic details.
Compare offers from 50+ banks and NBFCs through our expert.
Complete digital KYC and upload documents.
Get approved and receive funds in your bank account.

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50+ Banks & NBFCs

FAQs

Frequently Asked Questions

What is a Personal Loan Low CIBIL Score? ▾

What is the interest rate on a Personal Loan Low CIBIL Score? ▾

Rates start from 9.99% p.a. and vary by lender, loan amount, tenure, income and CIBIL score. After a quick eligibility check we show you the best offers for your profile from 50+ banks and NBFCs.

What documents are needed for a Personal Loan Low CIBIL Score? ▾

Typically pan card & aadhaar card, latest 3 months' salary slips / last 2 years itr (self-employed), last 3–6 months' bank statements, address proof and recent photograph. The exact list depends on the lender and your profile.

How do I apply for a Personal Loan Low CIBIL Score on CibilBazaar? ▾

Fill the short application form, and our loan expert will call you within 30 minutes with the best offers. You compare, choose and complete KYC digitally. The service is free for borrowers.

How can I improve approval chances with a low CIBIL score? ▾

Check your CIBIL report for errors, clear overdue payments, keep credit card use low, apply for a smaller amount and consider a co-applicant. Do not apply to many lenders at once, as every hard enquiry can lower your score.

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