Low CIBIL Score Personal Loan

Can you get a personal loan with a low CIBIL score?

Yes, approval may still be possible through selected NBFCs and partner lenders, but the final rate, amount, and tenure can vary. A lower score usually means tighter checks and slightly higher pricing.

Tips before applying

• Clear overdue EMIs and card dues if possible
• Avoid multiple loan applications in a short period
• Use the correct income and employment details
• Keep PAN, Aadhaar, and income proof ready

Best-fit borrower profiles

• Salaried applicants with stable monthly income
• Self-employed applicants with strong banking records
• Borrowers seeking moderate amounts instead of very high ticket sizes

Talk to our loan team for profile-based lender matching.